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Aareal Bank – Your competitive advantage.

From Initial Introduction to an Active Account  

We provide personal guidance throughout every step of the onboarding process, ensuring a transparent and carefully managed experience tailored to the day-to-day needs of professional VvE managers.

Process at a Glance

A streamlined onboarding process, from the initial introduction to account activation. 
1

Initial Introduction

2

Submit Information 

3

Sign the Agreement  

4

Account Activation

1

Initial Introduction

During an initial conversation, we get to know your organisation, discuss your requirements, and demonstrate how our banking solution supports your day-to-day activities as a professional VvE manager.

  • Introduction to your dedicated contact person 
  • Discussion of your current situation and requirements 
  • Explanation of our products and processes 
  • Opportunity to ask questions 

Preparing the KYC-Process

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Checklist for the KYC-Process

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2

Submit Information

Following our initial introduction, you will receive access to our digital KYC environment. Here, you can securely upload documents and provide the information required for the onboarding process. Each organization and homeowners’ association (VvE) is reviewed individually in accordance with applicable regulatory requirements.

  • Digital submission of information and documentation
  • Identification of authorized representatives
  • Verification of UBOs, where applicable
  • Dedicated support throughout the process

Check for KYC-readiness

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3

Sign the Agreement

Once the review has been completed, we prepare the required contractual documentation. These documents are made available digitally via DocuSign, enabling a secure and efficient signing process.

  • Review of the submitted information
  • Preparation of contractual documentation
  • Digital signing via DocuSign
  • Confirmation of account opening
4

Account Activation

Following the successful completion of the onboarding process, your account will be opened and you will receive access to our online banking platform. From that point onward, you can benefit from our banking services and efficiently manage your homeowners’ associations (VvEs) within your dedicated management environment.

  • Access to online banking
  • Setup of your management environment
  • Addition of VvE accounts
  • Support from our Dutch-speaking team 

Account Opening for additional VvE’s (HOA’s) from a Manager

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Frequently Asked Questions

Who is Aareal Bank Netherlands for? 
Aareal Bank serves professional homeowners’ association (VvE) managers, homeowners’ associations (VvEs), and other real estate professionals. Our banking solutions are built on more than 100 years of experience in the real estate and housing sector and are tailored to the day-to-day needs of property management. 
What Makes Aareal Bank Different from Other Banks? 
Our services are specifically designed for the real estate sector. For professional VvE managers, we offer an account structure that enables multiple VvEs to be managed through one central management platform. In addition, dedicated Dutch-speaking contact persons support clients throughout the entire onboarding process and beyond. 
Built on more than 100 years of experience in the real estate and housing market, our banking solutions are tailored to the day-to-day needs of professional property management. 
Does Each VvE Have to Go Through a Separate KYC Process? 
Yes. Each VvE is a separate legal entity and must therefore be assessed individually as part of the Know Your Customer (KYC) process. However, Aareal Bank’s account structure enables the efficient and transparent management of multiple VvEs within a single management environment. 
This allows professional VvE managers to maintain oversight across their entire portfolio while ensuring compliance with applicable regulatory requirements.
How Long Does the Onboarding Process Take? 
The duration of the onboarding process depends on the completeness of the information provided and whether any additional questions arise during the review. Once all required documentation and information have been submitted, we will guide you step by step through the process towards a successful account opening. 
Our team provides personal support throughout each stage to help ensure an efficient and smooth onboarding experience.
Can I Manage Multiple VvEs Through One Platform? 
Yes. Our account structure has been specifically developed for professional VvE managers. Through a single central management platform, you can manage multiple VvE accounts efficiently and maintain a clear overview of your entire portfolio. 
New VvEs can be added easily to your existing structure. Each VvE is, of course, assessed individually in accordance with applicable laws and regulatory requirements, while still benefiting from a streamlined management experience within the same environment. 
Does Aareal Bank Work with VvE Management Software? 
Yes. Data exchange with commonly used VvE management systems is possible. This helps streamline administrative processes and ensures that information remains available both within your Aareal Bank management environment and within your own software platform. 
By connecting banking and property management processes, professional VvE managers can work more efficiently while maintaining a clear overview of their VvE portfolio. 
Do I Receive Personal Support During the Onboarding Process? 
Yes. From the initial introduction through to account opening, you will be supported by a dedicated Dutch-speaking contact person. This ensures that you have a single point of contact throughout the entire process for any questions, guidance, or support you may require. 
Our approach combines personal assistance with a structured onboarding process, helping make your transition to Aareal Bank as smooth and efficient as possible.